Wednesday, May 19, 2010

Could Online Hackers Steal Your Cash?

When you access your bank account online you probably don't think that at that exact moment there may be a hacker, somewhere in the world, trying to steal your bank information and your money.

Your bank offers secure online banking, so why should you worry, right?

Despite banks' efforts to protect accounts from the online crooks, hacker attacks remain a serious threat that cost Americans millions of dollars each year. The Internet Crime Complaint Center reported that Americans lost about $559 million to Internet thieves in 2009. That is more than twice the 2008 figure, when $268 million was stolen on the Internet, according to the center.sO,start to feeling worry?..dont be panic n sit back !!here some tips for u :D

How to Help Protect Your Account

Don't access your account from a shared computer.

• Be certain your computer has anti-virus, firewall and anti-spyware programs, including security software with automatic updates.

Banking Trojans -- malicious code specifically designed for banking fraud -- are one of the biggest threats to consumers who bank online, Sullivan says. They are invisible and can steal multiple types of data, including passwords

• If you are using wireless service, check the settings on your computer to make sure the connection is encrypted. Don't connect to your account using a public network, like the ones you find at a coffee shop or at the airport.

• Review your statements regularly and carefully, and report any suspicious activity to your bank immediately.

• Use a strong password with letters and numbers combined. Don't use the same password for multiple accounts.The more questions and passwords you are asked to enter in order to log in to your account, the safer is your bank's website.

Log out after every session.

Hope all the above will be helpful and useful as well :D